Terms of Service

Effective Date: May 1

Last Updated: May 1

Welcome to My Equity Refund, a service operated by Avant Cloud, LLC. By accessing this website at www.MyEquityRefund.com (“Site”), you agree to be bound by these Terms of Service (“Terms”). Please read these Terms carefully before using the Site.If you do not agree with any part of these Terms, please do not use the Site or any services provided through it.

1. Definitions

"Company," "we," "our," "us" refers to Avant Cloud, LLC, doing business as My Equity Refund."User," "you," "your" refers to visitors, clients, and any other users of the Site."Site" refers to www.MyEquityRefund.com and any content, services, or communications provided through it."Content" refers to all text, graphics, data, videos, audio, design elements, and intellectual property offered through the Site.

2. Scope of Services

My Equity Refund assists former homeowners in recovering surplus funds following foreclosure. Use of this Site does not create an attorney-client relationship. All communications, consultations, and services are subject to the laws governing surplus fund recovery and are not legal advice unless otherwise specified.

3. Acceptance of Terms

By using this Site, you agree to:

Be bound by these Terms and our Privacy PolicyOnly use the Site and services for lawful purposesProvide accurate and current informationNot reproduce, copy, or exploit any part of the Site or its services for commercial use without written permission

4. Intellectual Property

All content, branding, and functionality on this Site is the exclusive property of Avant Cloud, LLC and is protected by copyright, trademark, and other intellectual property laws.

You may not:

Reproduce, modify, or distribute any part of the Site Use our trademarks or service marks without written permission Frame or mirror any part of the Site without express written consent

You may link to our content if attribution is given and links return to the source page.

5. User Submissions and License

By submitting content, forms, comments, or data through the Site, you grant My Equity Refund a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute such content for business purposes. You retain ownership but grant us permission to use content you voluntarily submit.

6. SMS & A2P Compliance

By entering your phone number and checking any associated opt-in boxes, you consent to receive automated and/or marketing text messages from My Equity Refund. These messages may include updates, reminders, or promotional content related to our services.

Message frequency may vary Msg & data rates may apply Reply STOP to opt-out, HELP for help Consent is not a condition of service

Your privacy is important to us. We never sell or share SMS opt-in data with third parties for marketing purposes.

7. Payments, Refunds & Service Fees

If you engage us for surplus recovery services, you may be subject to a contingency fee based on your agreement with us. You will never owe out-of-pocket upfront fees. Any applicable fees will be clearly outlined in your signed agreement.Due to the nature of our work and the extensive resources used to recover surplus funds, all sales or recovery agreements are final once initiated unless otherwise required by law.

8. No Guarantees

While we aim to help homeowners recover funds, we do not guarantee results. Each case is unique and contingent upon court records, state statutes, lien status, and other variables beyond our control.

9. Limitation of Liability

To the fullest extent permitted by law, My Equity Refund and Avant Cloud, LLC are not liable for:

Any direct or indirect damages from use of our Site Errors or omissions in information provided Unauthorized access to or use of your data Delays or service interruptions

Total liability, if any, will not exceed $150 or the amount you paid to us in the last 12 months.

10. Termination

We reserve the right to suspend or terminate your access to the Site or services at any time for violation of these Terms or applicable law, without liability or prior notice.

11. Dispute Resolution & Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes will be resolved through binding mediation and arbitration in Miami, Florida, under the rules of the CPR Institute for Conflict Prevention & Resolution.

12. Privacy Policy

Your use of this Site is also governed by our Privacy Policy. Please review it carefully. By using the Site, you consent to the practices outlined there.

13. Indemnification

You agree to indemnify and hold harmless My Equity Refund and Avant Cloud, LLC from any claims, damages, or legal fees arising out of:

Your use of the Site your breach of these Terms Your violation of the rights of a third party

14. Severability

If any portion of these Terms is deemed invalid or unenforceable, the remainder will continue in full force and effect.

15. Changes to Terms

We may update these Terms from time to time. When changes are made, we will update the "Last Updated" date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at:

📧 [email protected]

📍 [Insert Business Address]

📞 [Insert Phone Number]